THE MORTGAGE PROCESS

Rest Assured, Our Expert Team Has You Covered

  • 98%

    Loans Approved

  • $500M

    Mortgages Funded

  • 275+

    Clients Served

  • 10+

    Industry Experience

“With years of experience in the industry and a deep understanding of the Canadian mortgage market, I can help you find the right mortgage solution quickly and easily.”

ARMANDO SHAMOON

Required Documents

GETTING STARTED

  • Identification

    You will need to provide government-issued identification, such as a driver's license or passport.

  • Credit Report

    Your lender will require a credit report to assess your creditworthiness and determine the interest rate on your mortgage.

  • Bank statements

    You may need to provide bank statements for the past few months to show your financial stability.

  • Proof of Income

    You will need to show proof of how much you make annually, such as pay stubs, tax returns, or bank statements.

  • Employment Verification

    You may need to provide proof of employment, such as a letter from your employer or recent pay stubs.

  • Appraisal Report

    If you are purchasing a property, you may need to provide an appraisal report to assess the property's value.

Four Steps to Success

  • Step 1

    The first step in the mortgage process is to get pre-approved. This involves providing the necessary financial information to the lender to determine how much you can afford to borrow.

  • Step 2

    Once you are pre-approved, you can begin your property search. You will work with your real estate agent to find a property that meets your needs and fits your budget.

  • Step 3

    When you have found a property you want to purchase, you will need to complete a mortgage application. You will provide the lender with all the necessary information about the property and your financial situation.

  • Step 4

    Once your mortgage application is approved, you will move on to the closing stage. At this point, you will sign all the necessary paperwork and finalize the purchase of your new home.

Ready to Take the Next Step?

Our team is ready to help you on your mortgage journey from application, to your move in date. Contact Us to get in touch with an agent.